Guides
Business finance guides
Practical, specific guidance on secured and unsecured business lending, written to answer the questions that come up before you apply.
Alternatives to a Secured Business Loan
Other ways to fund a business without pledging an asset as security, and when each makes sense instead of secured lending.
bothBusiness Loans With Bad Credit: Secured vs Unsecured Options
How a poor credit history affects secured and unsecured business loan applications, and which route tends to be more realistic.
bothHow Much Can You Borrow? Business Loan Amounts by Type
How much you could borrow with a secured or unsecured business loan, and what actually determines the amount a lender will offer.
bothIs Business Loan Interest Tax Deductible?
How business loan interest is generally treated for tax purposes in the UK, and what isn't deductible.
bothPersonal Guarantees on Business Loans, Explained
What a personal guarantee actually commits a director to, when lenders ask for one, and how it differs from secured lending.
securedSecured Business Loan Eligibility: What Lenders Actually Check
What lenders look at when assessing a secured business loan application, and how it differs from unsecured eligibility criteria.
securedThe Downsides of a Secured Business Loan
The real risks and trade-offs of secured business lending, beyond the headline lower rate: asset risk, speed, and flexibility.
unsecuredUnsecured Business Loan Eligibility: What Lenders Check
What lenders look at when assessing an unsecured business loan application, and how it differs from secured eligibility criteria.
securedUsing Property as Security for a Business Loan
How commercial and residential property can be used as security for a business loan, and what that means for loan-to-value and speed.
securedUsing Vehicles and Equipment as Security for a Business Loan
How commercial vehicles, machinery and other equipment can be used as security for a business loan, and how that differs from property-backed lending.